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Loans provided by Lombard Direct, a trading name of The Royal Bank of Scotland plc, Lombard House, 339 Southbury Road, Enfield, Middlesex, EN1 1TW. Over 22s only. Available to residents of Scotland, England, Wales & N.I. (where applicable). All elements of Loan Payment Protection are underwritten by UK Insurance Limited, with the exception of life insurance protection which is underwritten by Direct Line Life Insurance Company Limited. All companies are authorised and regulated by the Financial Services Authority. Conditions apply.