Apply Now: It takes about 15 minutes to apply online - Thanks Lombard

Here are five things you'll need before you can apply:

  1. Home address details, including postcode (for the last 5 years)
  2. Employment details, including address and telephone number of employer
  3. Bank/building society details and address
  4. Income and / or benefit details
  5. Monthly outgoings / outstanding balances

Once you have submitted your loan application:

  • We will e-mail you to confirm we have received your application
  • We aim to make a decision on your loan within 10 working hours
  • Once we've made a decision we'll try to contact you straight away

If your loan is approved:

  • We will tell you what your loan rate will be and ask you when you would like your money. The interest rate we offer you depends on your personal circumstances and may not be our advertised rate.
  • Once we have spoken to you, we will send you a Credit Agreement to sign and return.
  • Once we have received your signed agreement and any other documents we have asked for, our final checks have been completed and your loan approved, we will transfer the money to your bank account.

Or call our Loan team on 0800 051 8448 home